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Jamhuri Accounts are our unique offering to Kenyan’s in the diaspora that allows them to bank from wherever they are just as they would back home.

The Jamhuri Account  Personal/ Joint account is a flexible transactional account that can be operated in KES or Foreign Exchange; USD, GBP or Euro. It is specifically created for those who would like to transact on there accouts freely for personal use.

 

Jamhuri Personal/ JointAccount

FEATURES:

  • Opening Balance of

    • Kes 5,000
    • USD $100
    • GBP £ 100
    • Euro € 100
  • No ledger fees

  • No minimum operating balance

  • Interest rates for A/c with more than Kes 100,000

  • Free internal standing orders

  • Ksh 50 transactional fees

  •  Mailing charges

  •  ATM Debit cards (KES acc only)

  • Negotiated forex rates

  • Free internet Banking

 

REQUIREMENTS:

  • Complete application form

  • Certified Passport/ Kenyan ID

  • Certified Proof of address ( Utility bill, bank statement, lease agreement, DL/ ID)

  • Certified Passport photo

  • Any other document the bank may deem fit.

All documents must be certified by either:

  • Notary Public
  • Commissioner for Oaths
  • Kenyan Embassy or High commission
  • A Bank
  • Co-op Bank Diaspora Agent
  • Co-op Bank staff

Personal -Joint application form.pdf

Jamhuri Current Business Account

The Jamhuri Current Business Account  offers the Diaspora customer the opportunity to transact under the Business name, partnerships, and trading companies to facilitate investments and business transactions both in and out of the country while availing them the control they desire. This account will also cater to the Diaspora Sacco’s whose registration will be at the Kenyan Ministry of Co-operatives.

FEATURES:

  • Minimum opening & cash balance:

    • KShs.10,000 only

    • USD $ 200

    • GBP £ 200

    • Euro € 200

    • Ledger fee of Ksh 35 per transaction (or equivalent in other currencies)

  • Account maintenance fee – Ksh 300 per month (or equivalent in other currencies)

  • Internet Fees – Kes 100 per month

 

REQUIRMENTS:

  • Completed application form

  • Certified copy of Kenya ID/ Kenyan or Alien Passport

  • Certified copy of Pin Certificate/ Tax Number

  • Certified Certificate of incorporation

  • Certified Proof of Address

  • Memorandum and Articles of Association or bye laws (for co-operative societies)

  • Board resolution to open an account

  • Any other documents the bank may deem fit.

All documents must be certified by either:

  • Notary Public
  • Commissioner for Oaths
  • Kenyan Embassy or High commission
  • A Bank
  • Co-op Bank Diaspora Agent
  • Co-op Bank staff

NB: The certificate is subject to verification by the bank, a process which takes 14 days

Business application form.pdf

Jamhuri Savings Account (Business/Personal)

The Jamhuri Savings Account  offers the Diaspora customer an opportunity to save under as a personal or joint, a Business name, partnerships, Sacco and trading companies.

FEATURES:

  • Minimum opening balance

    • KES- 5,000
    • USD- $ 100
    • GBP- £ 100
    • Euro- € 100
  • Withdrawal once a quater year

  • Interest rate based on daily bank rates

  • No charges

  • Free Internet Banking

REQUIREMENTS:

Business:

  • Certified copy of Kenya ID/ Kenyan or Alien Passport

  • Certified copy of Pin Certificate/ Tax Number

  • Certified Certificate of incorporation

  • Certified Proof of Address

  • Memorandum and Articles of Association or bye laws (for co-operative societies)

  • Board resolution to open an account

  • Any other documents the bank may deem fit.

All documents must be certified by either:

  • Notary Public
  • Commissioner for Oaths
  • Kenyan Embassy or High commission
  • A Bank
  • Co-op Bank Diaspora Agent
  • Co-op Bank staff

Personal/ Joint:

  • Complete application form

  • Certified Passport/ Kenyan ID

  • Certified Proof of address

  • Certified Passport photo

  • Any other document the bank may deem fit.

All documents must be certified by either:

  • Notary Public
  • Commissioner for Oaths
  • Kenyan Embassy or High commission
  • A Bank
  • Co-op Bank Diaspora Agent
  • Co-op Bank staff

Personal -Joint application form.pdf Business application form.pdf

Jamhuri Jumbo Junior Account

The Jamhuri Jambo Junior account offers banking solutions for children through their parents and guardians. This account enables the parents or guardians to open account for their children and to transact/ save on their behalf until they reach the legal age.

FEATURES:

  • Opening balance and minimum operating balance

    • KES- 5000
    • USD- $100
    • GBP- £100
    • EURO- € 100
  • Interest from:

    • KES- 40,000
    • USD- $500
    • GBP- £500
    • EURO- € 500
  • Internet Banking

REQUIREMENTS:

  • Complete application form

  • Certified Parents/guardian Passport/ Kenyan ID

  • Certified Parents/guardian Proof of address

  • Certified Parents/guardian Passport photo

  • Copy of Birth Certificate of the child, or notification of birth

Personal -Joint application form.pdf

Jamhuri Fixed Deposit Accounts

The Jamhuri Fixed Deposit Account meets the need of the Diaspora clients that desire to saves their money for a lengthy period will maximizing on the attractive interest rates.

FEATURES:

This account has varying maturity periods. The periods available are:

  • 1,2,3 ,6 & 12 months Competitive interest rates

  • Opening balance –

  • Ksh.50, 000. (This is subject to review from time to time)
  • EURO- €,5,000
  • GBP- £5,000,
  • USD- $5,000

REQUIREMENTS:

  • 1 passport size photograph (optional) which is attached to form A 32.

  • Identity Card – original and copy.

  • Other features as per the contract certificate

  • With already existing account, instructions via Secure mail will be required

FIXED DEPOSIT FORM.pdf

How To Open a Jamhuri Account

 

OPTION 1: HOW TO OPEN JAMHURI ACCOUNT WHILE ABROAD

  • Print and fill out the form attached (Attach the photo to the form where indicated before you scan. Remember to have the Notary sign on the right and you sign on the left on the slot provided).

  • Have all the documents notarized.

  • Scan the copies in PDF form.

  • Send them to this email: diasporabanking@co-opbank.co.ke

WHAT THEN?

  • The documents will be received at Diaspora Banking and an email will be sent to the Customer to acknowledge the receipt of the document and advice if any issues arise

  • The account will be opened within 24hrs and the account detail communicated to the customer via email

  • The customer should then fund the account immediately to facilitate the production of ATM card (if they asked for one) and also the internet banking access.

  • The ATM and internet banking card and pins will be sent to the customer using the address provided on the application form at the customer's expense.

OPTION 2: OPENING ACCOUNT THROUGH AGENTS

  • Account opening through overseas agents. These are agents located out of Kenya who are on contractual terms to facilitate account opening on behalf of Co-op Bank.

  • A list of approved agents plus their contacts is to be provided here.

OPTION 3: OPENING THE ACCOUNT BY WALKING INTO CO-OP BANK BRANCHES IN KENYA

Walk into any Co-operative Bank branch and ask to open a Jamhuri account and you will be assisted.

 

Still need more help?

Please contact us at:

Diaspora Banking

Email: diasporabanking@co-opbank.co.ke or diasporamortgage@co-opbank.co.ke
Tel: 020-3276972/971/944

Address: Diaspora Banking
Co-Operative Bank of Kenya
Haile Selassie Avenue
P.O. Box 48231 - 00100
NAIROBI

Contact Call Centre on:

Email: customerservice@co-opbank.co.ke or Tel: +254 20 277 6000.

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Jamhuri Account